Independent Home Insurance Agency in Wilmington, Serving All of North Carolina

Our goal is to make the process of obtaining insurance as easy and hassle-free as possible.

North Carolina Coastal Insurance is an independent agency based in Wilmington, serving Brunswick, New Hanover, Onslow, Pender and all additional counties along Coastal North Carolina. As a locally based agency in Wilmington, NC, we understand the unique needs of our coastal residents, and because we are independent we shop multiple carriers to customize insurance packages on coverage and price rather than being limited to a single insurer.

Whether you are looking for only one type of insurance such as auto, home, or marine, or you require a package to include extreme weather coverage, hurricane or flood insurance, we can assist you! Our experienced associates are available 8am-8pm 7 days a week to assist you with any questions or concerns.

What a coastal policy costs depends on the details rather than on a single number: whether wind and hail are written into the homeowners policy or separately, whether a named storm deductible applies as a percentage of the insured value, and the cost to rebuild your home rather than its market value. Our guide to what a coastal homeowners policy covers walks through how those pieces fit together.